It's sad but money matters..

     Have you already encountered a point in your student life, where you are asking yourself if you are going to be able to survive these days with that money in your account?
     If you haven't been there yet, you will.
     If you have already been there, congrats that you've made it!
     If you are currently experiencing it, please read my advices of how to reduce your daily living-costs beneath.
     Hope they help you, as they are helping me.

    First of everything is working, of course. No one can help you more than yourself.

As a student in some countries you are allowed to work only for a certain amount of hours during the week, but even with that limitation you'll be able to support yourself. For example, I'm allowed to work 20 hrs a week in the UK, and at my current job, I make 5.05 pounds/hr(minimum of the minimum), and still I can make over 60-70 pounds a week. My rent is 65 and my bills go up to 30 pounds per week. But I don't include the money my girlfriend earns which are about the same. So it's easy to maintain our life here, as long as there are no other expenditures and as long as we are able to work.

     Second is to gain the maximum of what is available for you as bursaries, scholarships, grants and loans. Almost every university offers bursaries and scholarships, and some countries offer student loans as well. For example, me and my girlfriend are getting 3225 pounds every academic year, to pay our tuition fees. Of course, they are not given to us directly, due to prevention of fraud, but transfered to the university. Applying for this is easy and you can do it from your country by post. As for the bursaries, I'm getting 500 pounds every semester, which makes it 1000 pounds every academic year, just because my university offers a subject bursary. This means that certain courses are entitled to bursaries, no matter student's performance. As for the grants, this is almost the same as the student loan, with the only difference that you don't have to repay it. For example, I'm now applying for a three thousand free pounds for this academic year.

    Third is more for the reducing of your costs, rather than earning, but I personally think this is as much important as the earning-money factor.

The most important thing to know about saving money is "always search the deal".

Believe me, this will help you. For example, when I go shopping, I don't do it only in one supermarket. I do it in minimum two. I don't get cucumbers from Tesco but from Lidl, because the second one offers bigger cucumbers for less money. The difference is very small(10-15 pence), but when you add all differences you took advantage from, just by buying something from one shop and another thing from another place, you will see how the number is not so insignificant. Multiply this by all the times you are doing this and you'll see that you are saving hundreds of pounds. Also, go with the most suitable mobile contracts/deals for your needs. For example, I don't need nothing more than free minutes and texts to most of the phone numbers in the UK, so I got Vodafone freedom packs, 10 pounds each,  giving me 100 free minutes and 300 free texts, and I'm not committed with any contracts.

Another way of saving is buying something that you use a lot by paying someone else for this. For example, me and my girlfriend bought a printer, so now we can print our reports, not disturbed by all the people in the common computer suite of the university, where all students print out everything, and you have to wait for this, and pay 0.05 p per page. You not only save money in a long-term period, but you raise your coursework efficiency.

    Fourth-Always use cashback when you shop online!  There are numerous of sites like www.quidco.com for example which offer many cash-back deals for almost every well-known site that sells.

Example:

http://www.quidco.com/virgin-mobile/

Here, you can get up to 30 pounds deduction, when you buy a mobile on a pay-monthly contract.

    Five-Use voucher, discount and coupon codes. 

Many web sites have on their checkout stage of your purchase, a gap with a "Discount/Voucher/Bonus/Promo Code"  where you can enter a code, which eventually will give you a certain reduction of the product's price. You can get those codes by purchasing something from the site and then getting the code with your delivery, getting codes by e-mail or simply visiting sites like www.moneysavingexpert.com and doing a search for the desired sites or products.
    Six-You don't have to drink and smoke.. It's a bad habbit. For example me and my girlfriend don't smoke. Almost all of our friends do. So they give 4 pounds a day for cigarettes and approximately the same for alcohol. This makes it over 220 pounds a month! It's almost a rent!
     Seven-Always choose the cheapest club when you go clubbing with friends. It doesn't matter where you are, it matters who you are with. But be careful, because many clubs offer free entrances, just to get you in and make you spend more money on their more expensive alcohol.
  
    Everyone knows these seven tips, but almost no one uses them. Think for yourself, even if you decide to go only with one of them, you still gonna be saving hundreds of money over the year!